Fulxion
by Encrypia
Modern Financial Platform
Built for Business.
Enterprise-grade API for payments, trading, and digital asset management
đ Launching Q1 2026 ⢠Join Our Beta Program
DESIGNED FOR THE LEADERS OF
Building in the Open
We believe in transparency. Here's our real development progress as we build the future of financial infrastructure. Target Launch: Q1 2026
Platform Readiness
Backend Services
95% Complete
20,000+ lines of Rust, modular architecture with Trading, Payment, Wallet, Staking engines
API Gateway
100% Complete
Production-ready: 100+ tests, OAuth2, all phases complete
Admin Dashboard
100% Complete
81% test coverage, 0 vulnerabilities, production-ready
Customer Portal
Planning Phase
Design and planning - Development starts Q1 2026
Security Testing
In Progress
Internal security review ongoing, external audit planned for Q4
Transparency Note: We're currently in pre-launch development phase. All metrics shown above represent our actual development progress and technical capabilities validated through testing. We have zero revenue and zero production customers as of October 2025. We're building in the open and invite you to join us on this journey.
The Complete Financial OS
An integrated suite of primitives to build, manage, and scale any financial product
Unified API
One API to rule all financial operations. Wallets, payments, trading, and custody in a single, elegant interface.
Programmable Wallets
MPC & smart contract wallets with customizable policies.
Global Payments
Settle payments in any asset, on any chain, instantly.
Low-Latency Trading
A high-frequency matching engine for real-time asset trading.
Automated Compliance
Built-in KYC, AML, and transaction monitoring.
Cognitive Layer
AI-powered risk, compliance, and liquidity management.
THE GLOBAL FINANCIAL FRAGMENTATION CRISIS
Global financial infrastructure operates in incompatible silosâwith massive assets trapped across fragmented systems
Industry research reveals critical inefficiencies in legacy financial infrastructure:
- ⢠Some banks spend up to $20M on settlement delays
- ⢠Investigation resolution time can decrease by 80%
- ⢠Revenue boost potential: 3-5% market share growth
- ⢠Equities: $49.6T â $74.1T (+49%)
- ⢠ETFs: $5.5T â $11T (+100%)
- ⢠Total custody: +37% in 5 years
While payments reach banks in under one hour, exceptions and investigations remain unoptimizedâcreating the defining infrastructure opportunity of the next decade.
We built the cognitive bridge that turns fragmented markets into unified possibilities.
From Automated to Autonomous
We are not just a platform; we are a cognitive partner. Our architecture is designed to think, adapt, and actâcreating a compounding advantage for your business.
Autonomous Operations
Leverage our AI-powered cognitive layer, Axiomâ˘, to automate compliance, predict risk, and optimize liquidity. Turn your financial operations into a competitive advantage.
Radical Abstraction
We consolidate the entire financial stackâfrom multi-chain custody to global payments and complianceâinto a single, unified API. Build sophisticated applications in days, not years.
Programmable Security
Define and enforce granular security policies at the API level. Our zero-trust architecture and MPC-TSS technology give you complete control over your assets and operations.
Elastic Scalability
Built on a serverless, event-driven architecture, our platform scales seamlessly from your first user to millions. Never worry about infrastructureâfocus on your product.
Underlying Financial Infrastructure
Radical Abstraction Engine
One API for Custody, Payments, Trading, and Compliance
Your Application Layer
Engineered for Modern Demands
Zero-Trust Security
MPC-TSS & Hardware Enclaves
Composable Primitives
Wallets, Trading, Payments & More
Event-Driven Architecture
Powered by NATS & Serverless
Enterprise-Grade Technology Stack
Built with proven technologies for performance and security
Backend
Why this?
High-performance architecture for trading
Database
Why this?
Battle-tested, high throughput
Blockchain
Why this?
Multi-chain from day one
Security
Why this?
Enterprise-grade security
Performance
Why this?
Competitive advantage
Infrastructure
Why this?
Enterprise-grade deployment
Try Our API Right Now
No signup required. Experience the power of Fulxion API in real-time with our interactive sandbox.
Request
Create a new HD wallet for a user
/api/v1/wallets{
"method": "POST",
"url": "https://sandbox.fulxion.io/api/v1/wallets",
"headers": {
"Authorization": "Bearer sandbox_pk_test_1234567890",
"Content-Type": "application/json"
},
"body": {
"user_id": "user_demo_123",
"currency": "BTC",
"type": "HD_WALLET"
}
}Response
Click "Execute API Call" to see the response
Lightning Fast
Average response time under 50ms
RESTful & Simple
Clean, intuitive API design
Production Ready
Built for high availability
Where Code Becomes Autonomous Capital
Our API is more than a toolâit's a new cognitive layer for the financial stack. Abstract away global complexity and compose sophisticated financial instruments with unprecedented velocity and security.
An Engine for Financial Innovation
The Encrypia Fulxion SDK is a comprehensive engine for creating sophisticated financial products. Move from abstract concepts to live, compliant, and secure financial instruments on a global scale, without wrestling with the underlying protocol complexities.
Unified API for All Protocols
Integrate once. Access a universe of protocols like Ethereum, Solana, and more through a single, elegant API.
Enterprise-Grade Security
Build on a foundation of institutional-grade security, with MPC, hardware enclaves, and programmable policies.
High-Velocity Settlement
Our infrastructure is built for high-throughput and low-latency, ensuring your application scales effortlessly.
Axiomâ˘: The Cognitive Layer
Use natural language to interact with our API, generate code, and automate complex financial workflows.
// Encrypia Fulxion SDK: Advanced Multi-Signature Wallet Operations
import { EncrypiaFulxion, WalletType, Policy } from '@encrypia-fulxion/sdk';
// Initialize the SDK with your API credentials
const encrypiaFulxion = new EncrypiaFulxion({
apiKey: process.env.ENCRYPIA_FULXION_API_KEY,
privateKey: process.env.ENCRYPIA_FULXION_PRIVATE_KEY,
});
async function createSecureTreasury() {
// Define a 2-of-3 multi-signature policy for the wallet
const policy = new Policy({
rules: [
{ required: 2, signers: ['signer-key-1', 'signer-key-2', 'signer-key-3'] },
],
});
// Create a new multi-sig wallet for treasury operations
const wallet = await encrypiaFulxion.wallets.create({
type: WalletType.MULTI_SIG,
policy: policy,
metadata: { name: 'Corporate Treasury' },
});
// Propose a transaction from the new wallet
const proposal = await encrypiaFulxion.proposals.create({
walletId: wallet.id,
// ... transaction details
});
console.log('New treasury wallet created:', wallet.id);
console.log('Transaction proposal submitted:', proposal.id);
return { wallet, proposal };
}
Built for Developers
Beautiful APIs, comprehensive SDKs, and world-class documentation. Start building in minutes.
Create a Wallet
3 lines to create a multi-currency HD wallet
import { FulxionClient } from '@fulxion/sdk';
const client = new FulxionClient(process.env.FULXION_API_KEY);
// Create HD wallet
const wallet = await client.wallets.create({
user_id: 'user_123',
currency: 'BTC',
type: 'HD_WALLET'
});
console.log(wallet.address); // bc1q...
console.log(wallet.hd_path); // m/44'/0'/0'/0/0Available in your favorite language:
Sub-50ms Response
Lightning-fast API
High Availability
Enterprise reliability
10+ SDKs
Every language covered
Great Docs
Examples for everything
One Platform, Infinite Possibilities
Start with your archetype or explore how our unified platform empowers all builders. Encrypia Fulxion is the composable, autonomous core for any financial application.
Powering the Next Generation of Neobanks
Launch a globally-competitive neobank with Encrypia Fulxion as your autonomous core. Abstract away the immense complexity of multi-currency ledgers, cross-border payments, and regulatory compliance. Focus on your brand and user experience while we handle the heavy lifting of financial infrastructure.
Hybrid Fiat & Digital Asset Accounts
Instantly issue accounts that hold both traditional currencies and a wide range of digital assets, from crypto to tokenized securities.
Real-Time Global Settlement
Enable your users to send and receive value across borders in seconds, not days, leveraging our unified settlement layer.
Embedded Compliance-as-a-Service
Automate KYC, AML, and transaction monitoring with our programmable compliance engine, reducing regulatory overhead.
Accelerated Time-to-Market
Launch a full-featured neobank in a fraction of the time and cost by building on our comprehensive, API-first infrastructure.
Neobank Architecture with Encrypia Fulxion
Your App
Global Payments
Digital Assets
Compliance
Custody
Become a Design Partner
We're seeking 10 innovative companies to become our founding design partners. Help shape the future of financial infrastructure while gaining a significant competitive advantage.
What You Get
Founding Customer Status
Be recognized as one of our first 10 customers with exclusive co-marketing opportunities
Priority Feature Development
Direct influence on our product roadmap and feature prioritization
Preferential Pricing
50% discount for the first 12 months, locked-in rates for 24 months
Dedicated Support
Direct access to our engineering team via private Slack channel
Early Access
Beta access starting January 2026, full launch in May 2026
Custom Integration
Tailored API endpoints and features for your specific use case
Ideal Partner Profiles
Payment Processors
Criteria:
$10M+ monthly transaction volume
Primary Use Case:
Cross-border payments, instant settlement
Crypto Exchanges
Criteria:
High-frequency trading requirements
Primary Use Case:
Low-latency order matching, liquidity aggregation
Remittance Providers
Criteria:
Multi-country operations
Primary Use Case:
Stablecoin rails, compliance-ready infrastructure
DeFi Protocols
Criteria:
Institutional custody needs
Primary Use Case:
Multi-chain staking, treasury management
Neobanks
Criteria:
Crypto-as-a-service offering
Primary Use Case:
White-label wallet, trading, and staking
Fintech Platforms
Criteria:
Digital asset integration
Primary Use Case:
API-first infrastructure, compliance support
Partner Requirements
Minimum $10M annual transaction volume (or equivalent)
Crypto-friendly compliance and legal team
Technical team capable of API integration
Willingness to provide product feedback
Commitment to weekly sync calls during beta
Agreement to NDA and beta partner terms
Beta Program Timeline
October 2025
Applications Open
Submit your application to join the beta program
November 2025
Partner Selection
We review applications and select 10 design partners
December 2025
Onboarding & Integration
Technical onboarding, API access, and integration planning
January 2026
Beta Launch
Customer Portal beta access, first transactions
May 2026
Production Launch
Full platform launch, transition to production
Honest disclosure: We're a pre-revenue startup in active development. We have zero production customers as of October 2025. By joining as a design partner, you're taking a calculated risk in exchange for significant upside: preferential pricing, product influence, and competitive advantage. We're committed to radical transparency throughout this journey.
Institutional-Grade Security
Our platform is engineered with a security-first mindset to protect your assets and data.
End-to-End Encryption
All data, both in transit and at rest, is secured with AES-256 encryption.
Regular Security Audits
Our systems undergo continuous penetration testing and third-party audits.
Compliance Focused
Built to meet global regulatory standards including GDPR, and CCPA.
Certifications & Compliance
SOC 2 Type II
(Planned)
ISO 27001
(Planned)
GDPR Compliant
(Planned)
Our Public Roadmap
We believe in radical transparency. Here's our live development roadmap, showing exactly what we've built and what's next.
Phase 1: Foundation
Completed - Q4 2024
Built the core platform infrastructure with security-focused architecture, multi-asset wallet support, and user authentication systems.
- Secure wallet infrastructure for 20+ cryptocurrencies
- Multi-factor authentication and security protocols
- Real-time transaction processing
- Institutional-grade custody solutions
- Compliance-ready architecture
Phase 2: Trading & Payments
Completed - Q1 2025
Launched trading capabilities and payment processing infrastructure to enable seamless crypto-to-crypto and fiat-to-crypto transactions.
- Advanced trading with multiple order types
- Real-time market data and price feeds
- Cross-border payment processing
- Stablecoin integration (USDT, USDC, DAI)
- Automated KYC/AML compliance
Phase 3: Institutional Features
Completed - Q2 2025
Enhanced platform with institutional-grade features including staking services, multi-signature wallets, and advanced security measures.
- Multi-chain staking (Ethereum, Polkadot, Cosmos, Solana)
- Multi-signature wallet support
- Hardware security module integration
- Enhanced audit logging and compliance
- Treasury management tools
Phase 4: API Platform
Completed - Q3 2025
Delivered production-ready platform with API gateway, advanced wallet features, subscription billing, and comprehensive monitoring.
- RESTful API Gateway with rate limiting
- WebSocket support for real-time updates
- Subscription billing and payment links
- Batch payment processing
- Performance monitoring and analytics
Phase 5: Production Launch
95% Complete - Q4 2025 (Current)
Production infrastructure deployed with full-stack applications, multi-language support, and enterprise-ready architecture. Public launch imminent.
- â Backend API Services (Go microservices)
- â Customer Portal & Dashboard (Next.js 15)
- â Admin Management Console (100% functional)
- â Production Database Infrastructure (PostgreSQL + Redis)
- â Multi-language Landing Page (12 languages)
- â Real-time Market Data Integration
- â API Gateway v2 (100% tested)
- đ Final Security Audit
- đ Public Launch (November 2025)
Phase 6: Developer Ecosystem
Starting - Q1 2026
Comprehensive developer ecosystem with production-ready SDKs, interactive documentation, and enterprise integration tools for seamless adoption.
- Production SDKs (TypeScript, Python, Rust, Go)
- Interactive API playground and documentation
- Enterprise webhook system with retry logic
- Full-featured sandbox environment
- White-label solutions for financial institutions
- Partner marketplace and integration directory
- Developer certification program
Phase 7: Axiom⢠Intelligence Layer
Research - Q2-Q3 2026
Axiom⢠AI layer transforms financial operations with predictive intelligence, natural language interfaces, and autonomous decision-making capabilities.
- AI-powered risk scoring and fraud prevention
- Natural language queries for financial data
- Predictive analytics for cash flow optimization
- Intelligent trade execution and routing
- Automated regulatory compliance monitoring
- Self-optimizing liquidity management
- Conversational financial assistant
- Machine learning-based market insights
Shape the Future of Financial Infrastructure
We are seeking a select group of innovative companies to become our foundational design partners. As a partner, you will get direct access to our engineering team, have priority influence on our product roadmap, and receive preferential commercial terms as a pioneer.
Ready to Build?
Explore our unified API and start building the future of finance today. Or, schedule a call with our solutions team to design your perfect infrastructure.
For Developers
Get instant access to our sandbox environment. Test our full API, explore our documentation, and start building your MVP in minutes.
For Businesses
Have complex requirements? Schedule a free scoping session with our solutions team to map your path to production.
Let's Build the Future Together
Whether you're scaling a global enterprise or launching the next big idea in fintech, our team is ready to help. Reach out to start the conversation.
Send us a Message
We typically respond within one business day.
Contact Information
Reach out to us directly for any inquiries.